1. Believe you can have a great new year
It all starts with belief. No one works hard at any task unless they believe they can achieve it. Many don’t achieve really good things in life because they are pessimistic and just don’t believe great things will happen to them.

“Whatever the mind can conceive and believe, it can achieve.” ~W Clement Stone

2. Start now
“The best time to plant a tree was 20 years ago. The next best time is now.” ~Chinese Proverb
Yes, if you had started saving $100 dollars a month ten years ago, you would be much better off today (I realize some readers save more than that), but you can always start now. If your goal is better relationships, start now to work on it. If your goal is to get a raise and promotion at work, sit down and start writing…